Input from banks and insurance agencies is universally consistent…..There is no difference between stick-built and custom modular homes in terms of both availability, approval ratings, and cost.

Financiers and insurers are well aware that modular home construction strength and building standards exceed that of traditional “stick built” homes.  In fact, some insurers predict that the cost of insuring modular construction will become more affordable in time as actuaries continue to compile statistical evidence of the modular home’s structural superiority.  This is yet another reason the new home construction pendulum continues to swing in favor of modular home construction.